Southeast Asia, with a population of 600 million and a large consumer base, has had in recent years an annual credit industry growth rate of more than 10%. In Europe, consumer finance accounts for about a quarter of the international market, and in recent years total consumer credit balance has reached a trillion euros. In China, the balance of consumer credit reached 23 trillion in 2017, with an annual growth rate of nearly 20%.
Smart contracts can execute the functions of mortgage, lending, etc. of digital assets. Avoid third-party platforms with bad intentions by keeping to P2P transactions.